"Howlingdays"

The hounds are napping by the fire. Shopping is done. Gifts are wrapped. Decorations are in place. All feels good.

This year, Robin and I are not buying gifts for each other... instead we are giving to the JAMA food bank back home in our native Jonesborough, TN. We are both very fortunate, we have what we need and we want for very little.

So many charities are struggling this year and its bound to get worse in 2009. Please keep them in mind when you work on your budget for next year. Give what you can, every amount counts.

Im hoping that you have a wonderful Holiday Season and a fantastic New Year!

DJM